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Free tools

Run the numbers
before you subscribe.

A small monthly charge is easy to wave through. These calculators turn it into the number that actually decides it — what it costs you over years, and what you would have if you kept the money instead.

  • Free, with no account
  • Your numbers never leave your browser
  • Under two minutes each

How it works

No sign-up wall, no emailed report, no upsell in the middle of the result. You type, you get the answer, you decide.

  1. Put in what you pay

    Start from the common subscriptions already listed or type your own. Nothing to sign up for, and no bank connection involved.

  2. See the number that matters

    Not the monthly price — the total over years, next to what the same money would have been worth had you kept it.

  3. Cancel, then stop repeating it

    Drop what is not worth it. Renew Reminder watches everything you keep, so the next renewal does not arrive as a surprise.

Small charges are the ones that get through

A $9.99 line item looks harmless beside rent or a grocery bill, so it never gets challenged. That is exactly why subscriptions accumulate: each one is individually too small to argue with, and collectively large enough to matter.

Seeing the multi-year figure is what breaks the spell. It is the same charge — just measured on the timescale you actually pay it over.

$6,000
is what $50 a month adds up to over ten years.
~$8,650

is roughly what the same $50 a month would be worth had it compounded at 7% a year instead.

An illustration, not a forecast. Returns vary year to year and can be negative, and this figure ignores tax and inflation.

Got Questions

FAQ

A calculator answers once. The charges repeat.

These tools settle one decision. Renew Reminder handles the part they cannot — tracking every subscription you keep and warning you before each one renews.

iOS, iPad, Android and web · See pricing