Rates, if you know them
In the web app, give a deposit its annual rate and Renew Reminder works out what it pays back. Leave it blank and nothing is assumed.
Investments · Watch
Money you put away,
never forgotten.
Certificates, term deposits, a 401(k) contribution, the family committee — track what you put away next to your bills, see what matures next, and get a reminder before it does. None of it is ever counted as spending.
FreeOn every plan.
- Kept out of spending
- Reminders before it matures
- No returns assumed
A certificate in a drawer
renews without asking.
Deposits roll over at whatever rate is going that day, contributions run for years, and the one date that matters is easy to lose. Renew Reminder keeps your savings in view without mixing them into what you spend — and tells you before each date, while the choice is still yours.
01
See everything put away, on its own screen.
Investments live on their own screen. At the top, Put away: the principal you have placed across your certificates and deposits — or, if you only contribute, what goes in every month. Below it, the one that matures next and how many days are left, then your investments in two groups: Maturing and Contributing.
- Put away: what you have placed, across every investment
- Next to mature: the first to reach its date, days counted
- Maturing and Contributing, each with its subtotal
- Money you still own — never counted as spending
02
Placed once, or paid in every month.
One switch decides what an investment is. Matures on a date is a deposit or certificate placed once: a principal, a term and the day it matures. Left off, it is money that goes in every cycle — a 401(k), a monthly plan, a committee — with the amount each time and the next payment. Mark whether a deposit rolls over, so the record says what happens on the day.
- Matures on a date: Principal, Term, Matures
- Left off: Amount each time, How often, Next Payment
- Rolls over automatically — a note kept on the record
- Paid in installments for a plan with a fixed number of turns
03
What you will have put in. Nothing more.
For money that goes in regularly, At this rate adds up your contributions over one, three and five years. It is what goes in, not what it might become: no profit, growth or return is assumed. A deposit shows what it pays back only when you give it a rate or the payout from your paperwork.
- 1, 3 and 5 years of contributions, added up
- No growth or return is ever assumed
- Add a rate or a payout in the web app to see what a deposit pays back
04
Get told before it matures, while you can still decide.
“Investment maturing soon — Vanguard 12-month CD: $5,000.00 on Feb 2.” A deposit gets a reminder before its date and a contribution before each payment, at the same lead and hour as everything else, so a rollover you did not want is one you hear about in time.
- “Investment maturing soon” before a deposit's date
- “Investment contribution coming up” before each payment
- 1 to 30 days ahead, at your hour, in your time zone
05
Certificates, bonds, committees, retirement plans.
Pick what you hold: a certificate of deposit, a Treasury bill or note, an I-Bond, a 401(k) or IRA contribution, a brokerage auto-invest, a savings transfer — and national savings certificates, term deposits, prize bonds, committees, gold committees and pension funds. The list puts your own currency's options first, and each one already knows whether it matures or goes in regularly.
- Grouped into Matures on a date and You add to it regularly
- Ordered for the currency you use
- Add custom for anything else
Never counted as spending
Investments stay out of your monthly spend, the yearly projection, recurring totals, budgets and widgets. On the dashboard, what you put away is shown beside what you spend — never added to it.
The details that keep it honest
Your paperwork wins
Enter the payout printed on your certificate and it is used as is — it always beats the calculated figure.
Committees and schemes
Paid in installments counts a committee or gold scheme down turn by turn — with the turn you collect on and what you collect — and closes it after the last one.
On the calendar
Maturity dates and contribution days sit on the renewal calendar and in the calendar feed with everything else.
Never in urgent red
A maturity is money arriving, not a charge, so investments are never flagged in the red that a bill about to fall due gets.
Free, and in beta
Investments are free on every plan. The feature is marked Beta in the app and the web app while it grows.
Got Questions
FAQ
Watch
Add the certificate you keep meaning to check
Its principal, its term and the day it matures. Renew Reminder will tell you before that day comes — and leave it out of what you spend.
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