The ⓘ names the misreading.
The figures most often misread carry an ⓘ that says what they are not: Money out is an average, not this month's bill; the This month arc is the calendar, not your spend; a short bar in Coming up is money not yet charged.
Analytics & Insights · Warn
Spot what's
creeping up on you.
What charges next and how soon, an honest monthly figure with the yearly plans folded in, how far through the month you are, where it goes, and what the next six months will charge.
FreeOn every plan. The cleared-charges view needs a linked bank, which is Premium.
- Your share on split plans
- iPhone, iPad and Android
The number is easy.
Reading it right is the work.
Every subscription app shows a total. The ones people trust are the ones that say what the total is not — not this month's bill, not money you lost, not counting the savings as spend. The cards here say it on the card, so the figure you act on is the figure you think it is.
01
See what charges next, and how soon.
The top of the dashboard is the next charge: the service, the amount, and an arc counting down the days, red when it is close. Under it, how many more land in the next 14 days and what they add up to — then a row of them, each with its own countdown.
- The soonest charge and its days left, always first
- “9 more within 14 days” with the total beside it
- View the record, or Remind me sooner, right there
02
Get one monthly number, with the yearly plans folded in.
Money out brings everything to a monthly figure — yearly plans divided by twelve, weekly ones multiplied up — so a $120 annual renewal counts as the $10 a month it really is. It is an average, and the card says so. Under it: the year, how many records, and a bar that splits subscriptions, bills and what you put away.
- Yearly, quarterly and weekly cycles brought to a month
- Saving counted, but shown apart — never as a cost
- Your share only, when a subscription is split
- The eye hides every amount when someone is looking
03
What is still to come, not what already went.
This month shows how far through the month you are, with what is committed and what is still to come. Coming up shows the next six months of subscriptions and bills, month by month, with the biggest one picked out — and this month's bar counts only what has not charged yet, which is why it is short late in the month.
- This month: the calendar, not your spend
- Six months ahead: still to pay, and the biggest month
- Bills due in the next fortnight, beside the arc
04
See where it goes, by category.
A breakdown by category shows the shape of it — utilities, insurance, software, the gym. Each bar is that category's share of the monthly total, with the percentage and the amount beside it, and the biggest one picked out. If you put money away, it sits on its own card below, out of every spending figure.
- Your own categories, as a share of the month
- Tap through to every category and its records
- Savings and deposits on their own card
05
With a bank connected, what already cleared.
Connect a bank and this month's bar in Coming up splits in two: the recurring charges that have already left your account, in grey underneath, and what is still to come on top — so the month adds back up to a whole one. Connecting a bank is a Premium feature, for banks in the US and Canada.
PremiumUS and Canada banks
Built to be read
Two layouts, your choice.
The plain layout shown here, or the Renewal orbit — your subscriptions circling a date dial by how soon they land. Switch any time in Settings → Dashboard.
One currency, no conversion.
You track in your own currency and the totals add up what is there. Nothing is converted at a rate that was true last Tuesday.
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